Children are often more vulnerable to accidental injuries due to their lack of self-protection ability and awareness. After an accident occurs in a child, it takes a long time to treat it, and in the case of disability, death, etc. Therefore, the purchase of child accident insurance for children as early as possible can effectively alleviate the financial burden of parents after a child accident. So what kind of protection does the child accident insurance cover? How much do you usually need to buy? How much is it suitable for children's accident insurance? How much is the amount of child accident insurance? It is stipulated that the maximum death insurance amount is 500,000 yuan when the minor is the insured and the insured person is the condition for the payment of insurance benefits. Therefore, children's accident insurance is not more to buy more, the total amount of insurance should not exceed 500,000. What kind of protection does child accident insurance cover? In general, the coverage of child accident insurance includes accidental death, accidental disability, and accidental medical care. 1. The accidental death insurance is inadvertently injured by the insured, and the accidental injury directly causes the insured to die within 180 days from the date of the accidental injury. The insurance company pays the accident according to the insurance amount of the insurance contract. The beneficiary of the death benefit pays the accidental death benefit and the insurance contract is terminated. 2. Accidental disability insurance is insured by the insured, and the accidental injury directly causes the insured to have the “insurance contractual disability and insurance payment” attached to the insurance contract within 180 days from the date of the accidental accident. One of the disability items listed in the scale table, the insurance company pays the accidental disability insurance premium to the beneficiary of the accidental disability insurance by multiplying the payment ratio listed in the table by the insurance amount of the insurance contract. If the insured has not completed the treatment on the 180th day from the date of the accidental accident, the disability will be assessed according to the physical condition of the insured on the 180th day from the date of the accident, and the accidental disability insurance benefits will be benefited accordingly. People pay accidental disability insurance. 3. Accidental medical insurance The insured person is treated in the hospital for accidental injury, and the medical expenses within the scope of the additional contract are incurred. The insurance company pays the insured person the accidental injury medical insurance according to the amount of the insurance specified in the contract. .