How to reimburse children's accident insurance how to determ

Children's accident insurance mainly pays for the disability and death of children and children due to accidents. Children and adults are different. There are often many restrictions on insurance reimbursement, and children's accident insurance is different. So, what is the reimbursement rate for children's accident insurance? High or not? How much can children's accident insurance be reimbursed? Children's accident insurance is different, the level of disability is different, and the reimbursement rate will be different. Therefore, for the problem that the reimbursement rate is not much, you need to check the specific products and determine the disability level. Take a child's comprehensive accident insurance as an example. The level of disability is ten, the most important is the first level, and the lightest is the tenth level. The corresponding insurance premium payment ratio is also divided into ten files. The first level of disability corresponds to the insurance premium ratio of 100%, and the disability level ten corresponds to the insurance premium ratio of 10%. %. In addition, under normal circumstances, the proportion of reimbursement for accident insurance is the same as above, taking a comprehensive protection plan as an example, in which traumatic cerebrospinal fluid rhinorrhea or ear leak is level 10, and brain injury leads to extreme mental impairment (intelligence is less than or equal to 20) Daily life can not be self-care, in the state of complete care dependence is 1 level, craniocerebral injury leads to severe mental impairment (IQ less than or equal to 34), daily life needs to be helped at any time to complete, in the state of complete care dependence level 2, brain Injury leads to severe mental impairment (IQ less than or equal to 34), can not live completely independently, requires frequent monitoring, is in most care dependent state is 3, head injury leads to moderate mental impairment (IQ less than or equal to 49), daily living ability Severely restricted, or need help, in most care dependent state is 4 and so on.