After the Spring Festival, does the child have a small vault? In the face of hundreds, thousands or even tens of thousands of money, as a parent, how should we manage money for children? Is it a zero-deposit, zero-fetch, or a long-term plan for the child, and planning for the child's future education? Learn about the education gold products launched by insurance companies and see what they are doing for their children's future - Insurance: · Red and full insurance (dividends) Life: Small partners comprehensive protection plan (dividends) - Education Comprehensive Guarantee First: Small Full Insurance (Dividend Type) Survival Insurance Insurance: Survival to 18, 19, 20, 21 weeks policy anniversary date, 30% of the insured amount, the contract continues to be valid; survive to 18 weeks policy anniversary Day, one-time payment, each 19,408 (male), 19,135 (female), the contract is terminated. Life: Survival to 15 weeks, pay 30% of the main insurance coverage; survive to 18-21 weeks, pay 30% of the main insurance premium each year; survive to 22 weeks, pay 50% of the main insurance coverage. Full-term insurance premium Life: During the validity period of the contract, survive to 25 weeks, pay the main insurance coverage, and terminate the contract. First: Survival to 25 weeks Contract expiration date, 1.2 times the amount of insurance coverage, the contract is terminated. Death insurance insurance: the death of the 18-week policy anniversary, the return of the accumulated premiums without interest, the contract is terminated; 18 weeks (inclusive) to 25 weeks of policy anniversary, the death is doubled, the contract is terminated; 25 Week (including) the death date of the policy, the amount of the insured amount, the contract is terminated. Life: The death of the contract within the validity period of the contract, the return of the main insurance has been paid premiums, the contract is terminated. First: The first policy year died, no interest returning premiums, the contract was terminated; the first policy died after the anniversary of the insurance, returning 1.1 times the premium, the contract was terminated. Entrepreneurship insurance insurance: There are two options for entrepreneurship payment: surviving to the 25th anniversary of the policy, paying 50% of the insured amount, the contract continues to be valid; surviving to the 25th anniversary of the policy, one-time payment, each share of 8840 (male) , 8560 (female), the contract was terminated. Total disability insurance insurance: All the disability before the 18th anniversary of the policy, the total paid premium will be refunded without interest, and the contract will be terminated; the total disability will be paid during the 18th week (including) to the 25th anniversary of the policy, and the double guarantee will be paid and the contract will be terminated; After the anniversary of the week (inclusive), the policy is fully disused, the amount of insurance is paid, and the contract is terminated. The first: the first policy year is completely disabled, no interest returning premiums, the contract is terminated; the first policy anniversary is completely disabled, returning 1.1 times the premium, the contract is terminated. Bonus Insurance: You can choose to receive cash or accumulate interest. Life: Choose cash to collect or accumulate interest. The first creation: one-time distribution in the form of cumulative interest and death, total disability or on the expiration date. Major illness insurance premium Life: Within 90 days of the contract's entry into force, the interest-free return of the additional insurance has been paid; the contract will take effect after 90 days, and will survive after 30 days, paying 3 times the amount of insurance. Exemption First: It has a premium exemption function. After the insurance company pays the final sickness insurance premium, it also waives the premiums for the subsequent periods. Comments: Each type of product has its own advantages and disadvantages. For example, the first product itself has an exemption function, but lacks survival insurance; the insurance product has an entrepreneurial insurance premium, and there is no exemption function. What these three products have in common is that they all pay for survival insurance, but the time and proportion of payment are different. Experts pointed out that it is best to have an exemption function for the purchase of education funds for children, so as to avoid accidents of the insured and affect the protection of the insurance.