How much do you know about children's critical illness insur

In recent years, the probability of children getting serious illnesses is increasing. This not only gives parents a hint, but also gives the insurance industry a hint as to how important it is to design a good child critical illness product. Let's take a look at the knowledge about children's critical illness insurance. 1. What is the major illness insurance for children? Children's major illness insurance is a health insurance product that pays insurance premiums when the insured has a disease contracted during the insurance period, has reached the agreed disease state, or has performed an agreed surgery. The fundamental purpose of children's major illness insurance is to provide financial support for the treatment of serious and costly diseases. 2. What are the guarantee functions for children's major illness insurance? The “major diseases” guaranteed by children's major illness insurance usually have the following two basic characteristics: First, “the treatment costs are huge”, and such diseases require more complicated drugs or surgical treatment. , you need to pay expensive medical expenses. The insurance for major illness insurance has two main purposes: one is to pay the insurer the high medical expenses for the disease, the disease state or the surgical treatment; the other is to provide the insured with economic security after the illness, Try to avoid the insured's family from being economically troubled. Third, what should you pay attention to when insuring children's critical illness insurance? First, consumers should carefully select the appropriate major disease insurance products according to their needs. In case of white spots, they can go to the salesman or insurance company. Secondly, after deciding to apply for major illness insurance, you need to answer questions related to insurance, such as personal health and family history. Insured and insured must read and fill out carefully. If the insurance company is not informed about the situation, it may not be possible to obtain insurance coverage when applying for insurance benefits in the future. Finally, the insured and the insured must sign their own name at the corresponding deposit of the insurance policy. Without the autograph of the insured and the insured, it often leads to disputes.